Mid-size Businesses

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Your business can Vestwell with integrated, full-service, and easy-to-manage workplace savings programs—built to evolve as you scale.

Retirement(6)

\nSafe Harbor 401(k) \n\nA streamlined 401(k) plan with simplified compliance and maximized contributions](/content/products/safe-harbor-401k/for-employers/index.html)
\nTraditional 401(k) \n\nA flexible 401(k) plan with various employer contribution options](/content/products/traditional-401k/for-employers/index.html)
\nSolo(k)\n\nA streamlined, tax-advantaged plan designed for self-employed professionals.](/content/products/solo-k/for-employers/index.html)
\nStarter(k) \n\nA simplified, low-cost option for new plans--with no employer match](/content/products/starter-k/for-employers/index.html)
\n403(b) \n\nA retirement plan for schools, nonprofits, and certain public organizations](/content/products/403b/for-employers/index.html)
\nState Auto IRA \n\nA state-sponsored retirement program for employees without a workplace plan](/content/products/government-savings/for-employers/index.html)

Education(3)

\nStudent Loan Repayment \n\nA benefit to help employees pay off student loans faster.](/content/products/student-loan-repayment/for-employers/index.html)
\n529 Education Savings \n\nA tax-advantaged way to save for future education costs](/content/products/529-educational-savings/for-employers/index.html)
\nTuition Reimbursement \n\nA benefit that reimburses employees for approved courses and skill development](/content/products/tuition-reimbursement/for-employers/index.html)

Specialty(1)

\nEmergency Savings \n\nA secure way to save for life's unexpected expenses](/content/products/emergency-savings/for-employers/index.html)

Streamlined Setup Across Multiple Locations

Manage complex org structures with ease. Vestwell supports multi-location and multi-EIN businesses through a centralized platform that adapts to how your company is organized.

Seamless Payroll Integrations

Automate contributions, eligibility tracking, and savings rate changes with deep integrations into 190+ leading payroll providers—reducing manual work and making plan management hands-off for your busy team.

Tailored Design for Your Workforce

Whether you need unique eligibility rules, vesting schedules, contribution cycles, or match formulas, our customizable platform support program design across your benefits that reflect your company goals and employee needs.

Personalized Service and Support

You’re not calling a hotline—you’re backed by real industry specialists who understand your plan and your goals. We’re a partner for your success, ready with hands-on help from day one with a dedicated implementation manager and responsive support team who understand the nuances of mid-sized HR teams.

Compliance Confidence Built In

A full service solution means Vestwell can act as your 3(16) administrative and 3(38) investment fiduciary—helping reduce risk, offload responsibilities, and oversee ongoing plan compliance.

Built for fast-growing teams that need to scale benefits smarter.

Growing businesses need benefits that keep pace with complexity. Vestwell helps mid-size teams streamline savings programs with flexible solutions, intuitive technology, and hands-on support. Whether you’re expanding your workforce or upgrading from a legacy provider, we make it easier to offer benefits that scale with your team.

Breeze Through Our Digital Onboarding Flow In Minutes

Select the plan features that align with your company goals and employee demographics. In just a few minutes, we’ll generate your contract, stand up your plan, and handle the rest—getting eligible employees invited and registered on the system.

Leverage 190+ Payroll Integrations to Seamlessly Submit Contributions

Connect with leading payroll providers like QuickBooks, Gusto, and Paycor to ensure contributions sync directly. Don’t have a payroll provider? No problem—you can use our intuitive manual contribution flow that keeps everything running smoothly.

Access Plan Information in One Place for Smooth Management

Your sponsor portal puts all documentation and plan information at your fingertips—so you can monitor contributions, access reports, and keep everything on track in a single, easy-to-use dashboard.

Satisfy Compliance Requirements With Confidence

Stay compliant year-round with on-demand plan testing capabilities. Our platform and support team guide you through every requirement, helping you complete year-end obligations with ease.

A Guide to 401(k) Plans and PEOsInsight](/content/blog/a-guide-to-401k-plans-and-peos/index.html)

An Employer’s Guide to Retirement Plan Tax CreditsInsight](/content/blog/the-16-500-tax-credit-small-businesses-can-claim/index.html)

Student Loan Repayment Assistance: Aligning Workplace Benefits With Employee PrioritiesInsight](/content/blog/student-loan-repayment-assistance-aligning-workplace-benefits-with-employee-priorities/index.html)

Let’s simplify your workplace savings.

Whether you're rolling out your first plan or upgrading from a legacy provider, our team is ready to help.

FAQs

What kinds of payroll systems does Vestwell integrate with?
Vestwell connects with over 190 leading payroll providers, including many used by mid-sized businesses. Our integrations streamline contributions, reporting, and ongoing administration so you can run your plan with minimal lift.

What is the timeline to get started?
Most plans can be set up and running in just a few weeks. Our onboarding process combines digital tools with dedicated support to make implementation simple and efficient.

How does Vestwell support plan compliance?
We provide built-in compliance services, including 3(16) fiduciary support, testing, and filings. This reduces administrative burden and helps you stay aligned with IRS and Department of Labor requirements.

Can I offer both 401(k) and emergency savings?
Yes. Vestwell’s platform allows you to bundle retirement plans with emergency savings accounts, so your employees can prepare for both long-term goals and short-term needs—all in one place.

Is there support for multi-entity businesses?
Absolutely. Vestwell offers plan designs and administrative tools that support controlled groups and multi-entity structures. We help you manage complexity while keeping costs and oversight streamlined.

What are ballpark costs for integrating Vestwell?
Pricing depends on your plan type and size, but most mid-market businesses pay a base monthly fee plus a per-participant fee. Many employers also qualify for tax credits that can offset setup and administrative costs.