Limited time offer: Sign before August 31st, 2026 and claim $0 base fees until the end of the year for eligible Safe Harbor Plans3

OnPay

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OnPay has partnered with Vestwell to offer a customizable, streamlined, and affordable retirement plan for your workforce. Join more than 500,000 businesses across all 50 states enabled by Vestwell’s modern savings platform.

Safe Harbor

Open a Safe Harbor 401(k) by August 31st and claim $0 base fees until the end of the year3.

Discover how effortless setup, meaningful employee engagement from day one, and a powerful recruiting advantage make Vestwell the smart choice for organizations launching their first retirement plan.

Sign within 48 hours and we’ll also waive your setup fee4.

• 500K+ businesses enabled
• 2M active savers
• $50B+ assets saved across all 50 states

Workplace

Best choice for a standard suite of plan design options. Affordable, all-in price.

$125 USD/month

Participant Fee
+$8/month per active participant

Including:

• ✓ 1:1 onboarding contact
• ✓ $24,500 contribution limit
• ✓ Traditional and Safe Harbor Plan Designs
• ✓ Employer contributions

Plus

Best choice for a more flexible suite of plan design options. Balance of flexibility and price.

$175 USD/month

Participant Fee
+$8/month per active participant

All Workplace features, and...

• ✓ Plan Design Consultation Available with Vestwell Specialist
• ✓ Plan transfer support
• ✓ Enhanced profit sharing and employer match options
• ✓ Additional vesting abilities

Live plan tracking

See participation and savings progress in real time from your employer dashboard or the Vestwell mobile app.

Built-in tax savings

Take advantage of federal tax credits that can cover most—or all—of your plan costs, helping your business and employees save more.

Dedicated support

From setup to compliance and beyond, you’ll work with a dedicated team that knows your business and your plan.

Multilingual platform

Our platform supports 18 languages, with call support in 240+, so every employee can save confidently in the language they know best.

Easy setup in minutes

Connect your OnPay payroll account and launch your plan in under 30 minutes—no paperwork, no back-and-forth.

Automatic payroll submissions

Every time you run payroll, employee contributions sync automatically—no manual uploads or missed deductions.

Always up to date

From new hires to savings rate changes, your plan stays up to date without extra effort.

Once payroll is processed, Vestwell pulls the information it needs and makes sure everything is going where it needs to go. I don't do anything! It’s like it’s on auto-pilot.

Lets see your potential savings!

If you start a qualified retirement plan with auto-enrollment, you may qualify to earn more than $150,000 in tax credits over a three-year period.

Notes

1 Vestwell, 2024 Saving Trends Report, www.vestwell.com/read/2024-saving-trends-report.

2 Average of Vestwell funded plans between 2021 and 2023.

3 $0 base fee applies for the first six months of the active plan for all Intuit Customers that execute a new Vestwell services agreement by August 31st, 2026. After 6 months, standard base fees for each plan will apply. Additional fees may apply including investment advisory and fees record keeping services.

4 Sign our services agreement with 48 hours to be eligible for a waived set up fee.